Principal Associate, Data Scientist - Mainstreet Acquisitions
Capital One•New York, NY
fulltime
Engineering and Information Technology
3+ years
Data is at the center of everything we do. As a startup, we disrupted the credit card industry by individually personalizing every credit card offer using statistical modeling and the relational database, cutting edge technology in 1988! Fast-forward a few years, and this little innovation and our passion for data has skyrocketed us to a Fortune 200 company and a leader in the world of data-driven decision-making.
As a Data Scientist at Capital One, you’ll be part of a team that’s leading the next wave of disruption at a whole new scale, using the latest in computing and machine learning technologies and operating across billions of customer records to unlock the big opportunities that help everyday people save money, time and agony in their financial lives.
Team Description Valuations team is a multi-disciplinary team focused on the development, deployment, model governance, and risk management of valuations model in credit underwriting. Our mission is to bring real-time, personalized offers to our customers - via innovation and optimization in our valuations modeling system. We work with partners from across the enterprise to build data and modeling products that enable best in class credit analysis and customer-facing decisioning. Underwriting innovation is a key source of Capital One’s competitive advantage - it is in our DNA. Our team continues to push that competitive edge through the use of new data and advanced modeling techniques. Building the capabilities that the enterprise needs is a challenging long term project; the prize is big and there are plenty of opportunities to deliver value on the way.
To bring our vision to life, as a model developer and data scientist, you can expect to:
Our team’s work is both intellectually demanding and highly collaborative. As part of an enterprise team delivering new capabilities, you will be working across: LOB underwriting teams, various DS/DA teams, enterprise platform teams, enterprise data team, tech teams, legal and compliance teams, consumer credit risk management, model risk office, and enterprise data risk management.
Great team culture is profoundly important to us: we want everyone to feel they are doing meaningful and enjoyable work; we are informal and indifferent to hierarchy; we actively encourage new ideas and new ways of doing things; we respect each other’s perspectives and preferences.
Role Description In this role, you will:
The Ideal Candidate is:
Basic Qualifications:
Preferred Qualifications:
The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.
McLean, VA: $161,800 - $184,600 for Princ Associate, Data Science
New York, NY: $176,500 - $201,400 for Princ Associate, Data Science
Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.
This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.
Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.
This role is expected to accept applications for a minimum of 5 business days.
No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.
If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com
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Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).