Associate Manager II - Internal Audit
Location: Bangalore
About the Team
The Internal Audit team at Navi is transforming into a
technology-enabled, analytics-first assurance function
. We leverage
big data analytics, automation, continuous control monitoring, and GenAI-enabled workflows
to provide deep, real-time insights across Navi’s business lines and platforms.
The team partners closely with
Engineering, Product, Data, and Analytics teams
to embed scalable, system-driven controls while maintaining speed, innovation, and strong governance.
About the Role
We are looking for an
Assistant Manager 2 – Internal Audit
with a
strong analytics and technology orientation
, deep understanding of
continuous controls assurance (CCA)
, and hands-on capability in
data tools, automation platforms, and GenAI enablers
.
This role is ideal for an audit professional who:
- Uses
data as the primary audit evidence
- Is hands-on with
SQL and analytics tools
- Can design
automated, continuous audit checks
- Actively applies
AI/ML concepts and GenAI tools
to improve audit coverage, speed, and insight quality
- Works seamlessly with
Engineering, Product, and Analytics teams
The role reports directly to the
Head of Audit
.
Key Responsibilities
Analytics-Led Audit Execution
- Plan and execute
risk-based audits
using
data-driven methodologies
across multiple business lines.
- Perform
full-population testing
using SQL and analytics platforms instead of traditional sampling.
- Identify
patterns, anomalies, and emerging risks
through advanced data analysis.
- Independently lead audits end-to-end with strong analytical rigor and ownership.
Data Analytics & Tools (Hands-On)
- Write and review
complex SQL queries
to extract, validate, and analyze data from multiple systems.
- Use
visualization and BI tools such as Tableau, Power BI, or similar tools
to:
- Visualize risks, trends, and control effectiveness
- Build dashboards for continuous monitoring and audit insights
- Apply
data analytics and automation tools such as Alteryx, IDEA, or similar tools
for:
- Data preparation, blending, and transformation
- Automated rule-based testing and exception identification
- Validate
data completeness, accuracy, and integrity
across systems and pipelines in collaboration with Data teams.
Continuous Controls Assurance (CCA) & Automation
- Design and implement
continuous control monitoring frameworks
using system data and business rules.
- Automate recurring audit tests, control validations, and exception reporting using analytics and workflow tools.
- Develop
automated audit scripts, dashboards, and alerts
for near real-time assurance.
- Identify opportunities to migrate from
manual, detective controls to automated, preventive controls
embedded in systems.
AI / ML Concepts & GenAI Enablement
- Apply
AI/ML concepts
(e.g., anomaly detection, rule-based models, trend analysis) in audit and control testing.
- Actively use
GenAI tools
to enhance daily audit workflows, including:
- Designing and refining audit test logic
- Writing and optimizing SQL and analytics scripts
- Drafting, summarizing, and structuring audit documentation and reports
- Accelerating risk assessment, walkthrough analysis, and issue root-cause identification
- Explore and pilot
GenAI-enabled audit use cases
to improve audit efficiency, coverage, and insight quality.
Technology & Systems Understanding
- Understand
end-to-end data flows, system integrations, APIs, and automated workflows
.
- Assess risks arising from
system logic, configurations, and data dependencies
.
- Work with Engineering and Product teams to evaluate
controls embedded within systems and product features
.
Risk & Control Assessment
- Evaluate
design and operating effectiveness
of controls using data-driven evidence.
- Identify
systemic and cross-functional risks
using analytical techniques.
- Recommend
scalable, technology-enabled control improvements
aligned with business and platform architecture.
Stakeholder Collaboration
- Partner closely with
Product, Engineering, Data, Analytics, Operations, and Business teams
.
- Communicate complex analytical findings in
clear, business-friendly language
.
- Influence adoption of audit recommendations using
data-backed insights and logic
.
Reporting, Visualization & Closure
- Deliver
concise, insight-rich audit reports
supported by analytics and visualizations.
- Use dashboards and metrics to track
issue closure and control effectiveness
over time.
- Perform
post-remediation analytics
to validate sustainability of fixes.
Qualifications & Experience
- CA / CPA / CIA / CISA/ MBA or equivalent professional qualification
- Strong foundation in
internal audit, controls, and risk management
- Hands,-on experience with analytics tools
, including:
- SQL
(mandatory)
- Visualization / BI tools such as Tableau, Power BI, or similar tools
- Audit analytics and automation tools such as Alteryx, IDEA, or similar tools
- Demonstrated, practical use of
GenAI tools
to enhance productivity and insight generation
- Experience in
technology-driven, digital, or platform-based environments
preferred
What We Value
- Analytics-First Mindset:
Data is the starting point, not an afterthought.
- Automation Orientation:
Constantly looks to eliminate manual effort.
- Curiosity for AI & GenAI:
Actively experiments and applies new enablers.
- Systems Thinking:
Understands how risks propagate through technology.
- Ownership & Independence:
Drives outcomes with integrity and accountability.
Must Haves
1. Perseverance, Passion & Ownership
- Strong alignment with Navi’s mission and values
- High accountability and bias for action
2. Obsession with Quality & Precision
- High standards for data accuracy, logic, and analytical depth
- Strong execution and prioritization skills
3. Resilience & Adaptability
- Comfortable with ambiguity, fast change, and new technologies
- Learns tools, systems, and concepts quickly
Inside Navi
We are shaping the future of financial services for a billion Indians through products that are simple, accessible, and affordable. From Personal & Home Loans to UPI, Insurance, Mutual Funds, and Gold — we’re building tech-first solutions that work at scale, with a strong customer-first approach.
Founded by
Sachin Bansal & Ankit Agarwal
in 2018, we are one of India’s fastest-growing financial services organisations. But we’re just getting started!
Our Culture
At Navi, we’re a place where ambition meets opportunity and ideas turn into impact quickly. We empower people with high ownership from the start, encouraging them to solve meaningful problems and build with excellence. Teams here work in an environment that values speed, collaboration and craftsmanship, while celebrating learning, growth and shared wins along the way. Whether you’re shaping the future of fintech products or driving innovation behind the scenes, life at Navi means being part of a high-energy, talent-driven workplace where your contributions truly make a difference.
**We’re guided by our own operating system - The Navi OS - a set of principles that shape how we work and win together. You can explore them at
navi.com/our-values
to see what drives us every day.**
If this feels like you, Navi is the place to grow, thrive and make a real impact.,