Senior Commercial Property Underwriter

Job Description Who We Are Chubb is a global leader in property and casualty insurance, operating in 54 countries and territories and employing approximately 40,000 people worldwide. As the world’s largest publicly traded P&C insurer, we deliver innovative, market-leading solutions to a diverse range of commercial and personal clients.

Our UK Commercial Insurance team is at the forefront of industry transformation—combining deep risk expertise, digital innovation, and a commitment to service excellence. We are proud to be recognised for our leadership, strong partnerships, and award-winning performance. Discover more at www.chubb.com .

The Opportunity Are you ready to join a market leader shaping the future of commercial insurance in the UK? Chubb is seeking an ambitious Senior Property Underwriter to drive new business growth and renewal retention in the dynamic middle-market segment. You’ll play a pivotal role in expanding our UK commercial portfolio, working closely with broker partners nationwide to deliver tailored solutions and best-in-class service.

This is your chance to be part of a high-performing team, celebrated for its expertise, innovation, and collaborative culture. You’ll have the autonomy to build relationships, negotiate and trade new business, and contribute to Chubb’s ongoing market success.

Key Responsibilities

• Underwrite, quote, and convert new Property business in the middle-market segment, aligned with business targets and growth strategy.
• Engage regularly with producers and Business Development Managers to develop and execute a robust pipeline of opportunities.
• Demonstrate effective trading behaviours, negotiation skills, and engagement to close new business.
• Deliver a consistently high level of underwriting service and rapid response to brokers.
• Collaborate with sales, distribution, other lines of business, risk engineering, operations, and management to deliver the Chubb value proposition.
• Maintain underwriting integrity by adhering to Chubb’s technical guidelines and best practices, supported by regular peer reviews.
• Keep accurate underwriting records and data.
• Represent and promote Chubb to brokers, building strong, trusted relationships with key producers.
• Conduct business ethically, in line with Chubb’s code of conduct, compliance, and service standards.
• Act as a brand ambassador, building and maintaining Chubb’s excellent external reputation.

Qualifications What Skills & Experience Are Required?

• A-Levels or higher; degree or ACII (or progress towards) preferred but not essential.
• Minimum 5 years’ experience in Property underwriting.
• Strong underwriting background, with authority in at least one core line and the ability to influence across others.
• Experience working within delegated underwriting authority.
• Expertise in risk analysis, claims interpretation, and loss control.
• Proven track record as a dynamic new business development underwriter.
• Knowledge and experience in the middle-market insurance segment.
• Results-driven, decisive, and able to work independently.
• Adaptability to shifting priorities in a fast-paced, innovative environment.
• Collaborative team player with excellent interpersonal, verbal, and written communication skills.
• Commitment to service excellence and speed of response.

What Can You Expect in Return?

• Competitive salary, non-contributory pension, and annual bonus scheme.
• 25 days annual leave plus the option to purchase 5 additional days.
• Private medical cover, employee share purchase plan, life assurance, and subsidised gym membership.
• Learning & development offerings, networking, mentoring, and career development opportunities.
• 1-day annual charitable leave, Cycle to Work Scheme, active sports & social committee, and Employee Assistance Program.

Our Values Integrity. Client focus. Respect. Excellence. Teamwork.

At Chubb, our values shape everything we do. We are committed to ethical conduct, mutual trust, and respect for our clients, colleagues, and partners. We foster a collaborative, high-performance environment where everyone can thrive.

Diversity & Inclusion Our people are our greatest strength. We are dedicated to equality, fairness, and respect for all—regardless of age, disability, race, religion, gender, sexual orientation, or family circumstances.

Learn more: Diversity & Inclusion at Chubb