The AML/KYC Analyst is responsible for performing customer due diligence (CDD), enhanced due diligence (EDD), and ongoing monitoring to ensure compliance with Anti‑Money Laundering (AML), Counter‑Terrorist Financing (CTF), and Know Your Customer (KYC) regulations. The role supports regulatory compliance, risk mitigation, and prevention of financial crimes.
Key Responsibilities
Perform
KYC onboarding
, periodic reviews, and event‑driven reviews for individual and corporate customers
Conduct
Customer Due Diligence (CDD)
and
Enhanced Due Diligence (EDD)
based on risk classification
Review and validate customer documentation (ID, address, UBO, source of funds, source of wealth)
Identify and assess
PEP
, sanctions, and adverse media risks
Perform
transaction monitoring reviews
and investigate unusual or suspicious activities
Prepare and escalate
Suspicious Transaction Reports (STR/SAR)
where required
Ensure compliance with internal AML policies and regulatory requirements (RBI, FATF, local regulators)
Maintain accurate records and audit‑ready documentation
Support internal and external audits and regulatory examinations
Collaborate with compliance, risk, legal, and operations teams
Required Skills & Competencies
Strong understanding of
AML/KYC regulations and frameworks
Experience in CDD, EDD, sanctions screening, and transaction monitoring
Analytical mindset with strong attention to detail
Ability to interpret regulatory guidelines and internal policies
Good written and verbal communication skills
Ability to manage deadlines and high‑volume reviews