Revenue & Regulatory Reporting

Role: Revenue Assurance and Regulatory Reporting – Finance – (Senior Manager)

Location: Gurgaon

Reporting to: Finance/Business Controller

Role Objective To ensure accurate, timely RBI regulatory reporting and end-to-end revenue assurance for the NBFC by validating data integrity, income recognition, interest calculations, and leakage controls across systems.

Roles & Responsibilities

• RBI Regulatory Reporting
• Own preparation, review, and submission of RBI returns, including but not limited to:

• NBS-1, NBS-2, NBS-7
• Statutory returns and ad-hoc RBI data requests
• CKYC / CRILC data validation (from finance perspective)

• Ensure data consistency across RBI returns, financials, and MIS.
• Track and implement changes in RBI guidelines impacting reporting.
• Act as primary SPOC for RBI inspections on reporting and data matters.
• Revenue Assurance & Income Integrity
• Ensure correct interest income recognition in line with:

• Loan terms
• Ind-AS / NBFC norms
• RBI income recognition guidelines

• Validate:

• Interest accruals
• Penal interest
• Processing fees and other charges

• Identify and plug revenue leakages due to system issues, incorrect configurations, or operational lapses.
• Reconciliations & Data Controls
• Oversee critical reconciliations impacting revenue:

• LMS vs GL
• Bank collections vs system postings
• Fee income and interest reversals

• Ensure maker-checker controls and exception tracking.
• Partner with accounting team for timely resolution of breaks (without owning book closure).
• System & Product Controls
• Work with tech/product teams to:
• Validate LMS configurations for interest, EMI schedules, and charges.
• Ensure correct treatment for restructures, pre-closures, moratoriums, NPAs.
• Participate in UAT for new products or system changes impacting revenue or reporting.

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