Credit Trading, Balance Sheet & Capital External Reporting – Associate

Job Description Join a team where your analysis shapes how we report to regulators and manage capital. In this role, you will influence high‑stakes decisions by transforming complex financial data into clear, trusted disclosures. You will collaborate across finance, product control, and policy to strengthen balance sheet insights and transparency. Your work will improve control quality, elevate data integrity, and help optimize how we use capital. If you thrive in a fast‑paced environment and enjoy solving complex problems, this is an outstanding opportunity to grow your impact.

As an External Reporting Associate in Balance Sheet & Capital External Reporting, you ensure timely, accurate regulatory submissions and elevate the quality of balance sheet, capital, and Risk‑Weighted Asset reporting. You partner with cross‑functional teams to clarify accounting treatments, strengthen disclosures, and enhance transparency for senior stakeholders. Together, we streamline processes, improve data quality, and help the business make better, faster decisions.

Job Responsibilities

• Own the quality and completeness of regulatory reporting disclosures for the business
• Coordinate with product control teams to gather, validate, and consolidate disclosure inputs
• Calculate Risk‑Weighted Assets for streams not covered by internal models
• Advise on product accounting and ensure alignment with accounting policy and corporate regulatory requirements
• Provide analytics to optimize balance sheet and capital usage across products and regions
• Monitor the balance sheet for net funding and Basel III liquidity ratio metrics
• Collect and consolidate external disclosures from regional product controllers and perform consistency checks and roll forwards
• Complete data quality checklists and conduct analytical reviews to strengthen controls
• Enhance Risk‑Weighted Asset reporting to deliver greater transparency to the business
• Explain regulatory framework developments and priorities to stakeholders, including capital changes and revenue recognition considerations on structured transactions

Required Qualifications, Capabilities, And Skills

• Relevant experience in a finance organization covering accounting, financial statements, regulatory reporting, and financial products
• Strong understanding of accounting, financial statements, financial products, and risk concepts
• Advanced Microsoft Excel skills (e.g., complex formulas, pivot tables, lookups)
• Ability to synthesize complex information and present clearly at the executive level
• Strong presentation and written communication skills
• Proven relationship‑building and cross‑functional collaboration skills
• Proactive, solutions‑focused mindset with a track record of adding value

Preferred Qualifications, Capabilities, And Skills

• Experience with Basel III liquidity metrics and balance sheet monitoring
• Hands‑on experience calculating Risk‑Weighted Assets and improving related reporting
• Familiarity with revenue recognition for complex or structured transactions
• Experience coordinating multi‑region disclosures and consolidation
• Knowledge of UK and European regulatory reporting frameworks
• Exposure to process improvement or reporting control enhancements
• Background in investment banking or large, complex financial institutions

About Us J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world’s most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

About The Team J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.