Credit Risk Asia Private Wealth Management, Vice President, Firm Risk Management

We are looking for an experienced credit risk professional at the Vice President level to join our Asia Private Wealth Management (PWM) credit risk management team in Mumbai. In this role, you will partner with colleagues in PWM Sales and Business Unit Risk Management to help manage the firm's growing private wealth platform.

In the Firm Risk Management division, we advise businesses across the Firm on risk mitigation strategies, develop tools to analyse and monitor risks and lead key regulatory initiatives.

Since 1935, Morgan Stanley is known as a global leader in financial services, always evolving and innovating to better serve our clients and our communities in more than 40 countries around the world.

What You’ll Do In The Role

• Provide counterparty coverage for new credit limit request, docs negotiation, annual limit review and margin call handling;
• Conduct due-diligence of high-net-worth individuals and related entities across a variety of transactions in PWM;
• Perform analysis of client's portfolio under management, identify weakness in the account and design risk mitigants;
• Oversee business requests related to generic collateral LTV for the entire Asia PWM portfolio.
• Evaluate the effectiveness and appropriateness of current LTV assignment frameworks, and recommend new frameworks for additional collateral types
• Conduct regular and periodic reviews of the Asia PWM Credit Risk portfolio; design and supervise the ongoing creation of management reports and risk dashboards; and perform deep dives into emerging risk themes to identify areas that require early intervention;
• Develop, maintain and ensure compliance with all credit policies and procedures in line with current regulation;
• Collaborate other Credit Officers in the Hong Kong, Singapore and Mumbai offices;
• Provide guidance/mentoring for junior members of the team;
• Liaise with Credit Officers on the institution client side of the bank and in the US Wealth Management business, establish best practices as applicable to the region.

What You’ll Bring To The Role

• Experience in a Private Wealth or Prime Brokerage capacity
• At least 8 years of credit analysis experience in the financial services industry
• Knowledge of securities based lending and related margin lending policies;
• Extensive product knowledge of equities and FICC cash product and derivatives, as well as mutual funds, hedge funds, and semi-liquid funds;
• Able to work independently and liaise effectively with senior stakeholders;
• Strong analytical skills, sense of ownership and self-motivator;
• Excellent communication skills for written, graphical and verbal presentation.

What You Can Expect From Morgan Stanley At Morgan Stanley, we raise, manage and allocate capital for our clients – helping them reach their goals. We do it in a way that’s differentiated – and we’ve done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren’t just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you’ll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There’s also ample opportunity to move about the business for those who show passion and grit in their work.

To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about\-us/global\-offices into your browser.

Morgan Stanley is an equal opportunities employer. We work to provide a supportive and inclusive environment where all individuals can maximize their full potential. Our skilled and creative workforce is comprised of individuals drawn from a broad cross section of the global communities in which we operate and who reflect a variety of backgrounds, talents, perspectives, and experiences. Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing, and advancing individuals based on their skills and talents.